Assumption of Risk Explained: Types, Examples, and Washington Laws

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Assumption of Risk
Publicado el: enero 16, 2026Publicado por: Matthew Russell
Publicado en: Law Firm

Aspectos destacados clave

  • Assumption of risk in Washington means a person knowingly and voluntarily accepts the risks of an activity, limiting legal claims.
  • They consist of primary, secondary, express, and implied risks. All this covers risks that lie in an activity, for that matter, sports events.
  • This kind of defense is generally possible within the realm of personal injuries, such as in skiing, football, or sports where some inherent risks are involved.
  • Russell & Hill establish that no defense is adequate for predictable risks, recklessness, injuries, and the absence of informed consent.

Assumption of risk in Washington means a person may be prevented from recovering damages if they knowingly and voluntarily accept the risks of a dangerous activity. In most cases, this is common in sports and physical activities, such as football, skiing, and contact sports, where some injuries are deemed normal and expected.

But if the party knows the risk and still wants to take it, then the Washington courts may decide the party assumed the risk, which means the party may not be able to collect for the injury. The defense does not apply if the risk is Reckless, Intentional, or Hidden. The defense may be express or implied from action and may be classified as Primary or Secondary.

En Russell & Hill, PLLC, we help injured clients understand these rules and protect their rights.

What is Assumption of Risk?

The assumption of risk definition in Washington is simple: it applies to those situations where a party may preclude recovery based on the known and voluntary assumption of the risk attendant to the known dangers associated with the hazardous activity.

In my practice as a abogado de lesiones personales, I have seen the defense of assumption of the risk be used in sports and physical activities. For example, if an individual is participating in a sport such as football and/or skiing and is injured in the normal course of the activity, the courts in the state of Washington may find the assumption of the risk defense to be applicable.

Note, however, that the assumption of risk does not extend to reckless conduct, hidden dangers, and risks beyond the ordinary scope of the activity that can and will be avoided. A mastery of this concept can make a huge difference in a case where you are potentially being sued. 

What Is an Example of a Risk Assumption?

Regarding the assumed risk in Washington, the courts examine whether there is knowledge of the risk beforehand.

One of the best examples of this doctrine was from the Washington Supreme Court case of Perry v. Seattle School District (1965). In this case, a bystander was injured by the impact of a player being knocked out of bounds into her at a high school football game. Here, it was held that the plaintiff was seeking to attend the game and voluntarily placed herself within the area of possible injury.

This particular case demonstrates how the assumption of risk may also be relevant even for spectators who engage in a controlled environment, as it proves that the law will protect against risks but not against hidden risks beyond the obvious or normal nature of a particular activity.

In my role at Russell & Hill, PLLC, I specialize in helping clients through these cases and ensuring their rights are protected.

The Key Factors That Determine Assumption of the Risk in Washington

When it comes to the doctrine of assumption of risk under Washington laws, judges basically look at some essential factors in determining if this doctrine can be applied in a case. These factors can help you understand how this statute impacts personal injury cases.

  • Voluntary Acceptance: You specifically must have accepted to participate in the activity voluntarily, knowing the risks involved. Not all persons at risk are necessarily in a voluntary acceptance position, even if they are present in the risk situation, due to pressure from other people or because they lacked knowledge about the risk involved.
  • Knowledge of the Risk: Plaintiff must have actual knowledge of the particular risk involved. For example, the skier knows of the risk of falling, colliding with other persons, or with other objects. It would be up to the court to determine if there was sufficient knowledge to appreciate the risk.
  • Inherent Risk: The risk must inherently be a natural part of the activity. Tackled in football, struck by a baseball, slipping on a ski, or a fall in rock climbing are examples of inherent risks that could give rise to this defense. Such risks are faced by virtue of being a natural consequence of the activity.

Types of Assumption of Risk in Washington

In Washington, assumption of risk may occur in various forms, depending on the type of case, which may sometimes determine if a party is entitled to obtain damages as a result of a claim. This is because the court considers these types to check if there is a voluntary assumption of risks, which may be inherent or avoidable.

Primary Assumption of Risk

This defense may apply if the injury results from the inherent dangers within the activity. Here, the suspect does not owe a responsibility of care for the injury as it may be unavoidable.

Ejemplo: Being struck by a baseball in a game of baseball is a risk that comes with playing the game, as is the expected risk of a tackle in football or a fall in a game of skiing.

Secondary Assumption of Risk

The injured party accepts the risk (the “secondary assumption”) associated with the defendant’s lack of care (or its failure to provide safety). Courts will review the evidence and decide whether the participant “assumed” the risk knowingly by weighing all of the evidence as to the participant’s reasonable decision-making.

Ejemplo: A gym member sees a “Wet Floor” sign and slips, or the participant continues hiking on a marked trail that is blocked due to an avalanche. An injured participant must prove to the jury that the participant was unaware of the dangers being faced so that the result would likely not result in an award for damages.

Express Assumption of Risk

Express assumption of risk occurs where the party agrees to assume the risks either by a written waiver or an oral acknowledgement. Such agreements are always upheld by the courts if the agreement is free from ambiguity or duress.

Ejemplo: Signing a release form prior to participation in activities such as sky diving, zip lining, or an adventure park. These release forms indicate the signing party was aware of the risks involved.

Implied Assumption of Risk

Such assumption of risk cannot be attained through a written agreement but through the action of the participant. This indicated that he was aware of the risks involved. Courts establish an action to test if this has been achieved.

Ejemplo: Participating in a contact sport, hiking a challenging trail, or recreational skiing without a waiver, but being aware of the dangers. Even the fact of participating may constitute a waiver.

At Russell & Hill, PLLC, we analyze each case we take on and determine what type of assumption of risk may be involved. This allows a client to determine how this law may impact their claim and what they may do to protect their rights.

When Assumption of Risk Does Not Apply?

Under Washington law, while assumption of risk may limit the recovery in many personal injury cases, and there are certain exceptions, it is important for anyone pursuing a personal injury case to understand when this defense does not apply.

Unforeseeable Risks

Assumption of risk only applies to those risks that are inherent/normal or an expected result of an activity; unforeseen risks that participants could not have reasonably anticipated will not be protected under the assumption of risk defense.

Reckless or Intentional Conduct

This defense is inapplicable if the injury is a result of reckless, negligent, or intentional conduct of a third person. According to the Washington assumption of risk law, one is liable for conduct that goes beyond normal risk.

Lack of Informed Consent

Failure to inform the participant about the risk involved in an activity may result in a case where the assumption of risk defense may not apply. The court determines if the participant was knowledgeable enough to enter an informed decision.

At Russell & Hill, we explain these exceptions to the assumption of risk to our clients and ensure their legal rights are protected in their claims for compensation.

How Assumption of Risk Affects Injury Claims in Washington

Assumption of risk may be an important factor in the recovery of damages in Washington injury cases. Here’s how it can affect your rights:

  • Limits Recovery: If it can be determined in court that you knew the risks involved in your actions, you might find yourself locked out of recovery.
  • Deber de cuidado: Based on the nature of the assumption of risk, the duty of care may be reduced or negated by the defendant.
  • Exceptions Matter: Even in cases where the doctrine of assumption of risk is applicable, exceptions such as recklessness, hidden hazards, or inadequate consent can lead to recovery by plaintiffs.

At Russell & Hill, PLLC, I work with clients to handle these complexities in order to ensure they fully comprehend their legal recourse and possible compensation.

Need Help With Assumption of Risk? Talk to Russell & Hill!

Assumption of risk may impact your ability to collect compensation, but it is not absolute. The exceptions here are reckless conduct, concealment of danger, and lack of informed consent.

This is the time when a person needs to be well-informed about their rights in case they have been harmed. At Russell & Hill, Injury & Accident Attorneys, we help our clients throughout Washington, as well as in Spokane, Everett, Vancouver, Marysville, y  Valle de Spokane, protect themselves against such allegations.

Please call us for a consulta gratuita Hoy a las (800) 529-0842. We’re here to address your questions. We’re also here to help guide you through the process, regardless of the city that you are in.

Got Questions About Assumption of Risk? We’ve Got Answers!

Is assumption of risk a complete defense?

Assumption of risk may also reduce and/or prevent recovery, although it is not necessarily exhaustive. Known, voluntary, and inherent risk would be applicable in this scenario. A more dangerous or covert risk would enable recovery on this defence.

What are the three types of assumptions of risk?

There are three principal types: “Primary, where the risk is inherent; Secondary, where the risk is knowingly assumed although a duty of care is involved; and Express or Implied, where the risk is assumed in words, in writing, or by conduct.”

What are the 4 criteria for negligence?

Negligence also requires four essential elements to find a person responsible for the injury:

  1. A duty of care owed to the injured person
  2. A breach of that duty
  3. Causation between the breach and the harm
  4. Actual damages incurred

All must prove for a valid claim.

Can the assumption of risk apply to minors or children?

In a general manner, minors are less likely than adults to be deemed as fully responsible for the assumption of risk based on their possible lack of understanding regarding such risk. In evaluating the application of the assumption of risk, the court is quite particular about minors’ knowledge and age.

Does the assumption of risk apply to spectators at sports or recreational events?

Yes, sometimes the audience may also be held to assume risks, particularly where the audience is well aware of the area where the accident might happen. But the courts take into consideration the nature of the risk involved.

Can the assumption of risk be waived in every type of activity?

Not all activities permit a full waiver. Some cases in which a court might be unwilling to enforce a waiver are those involving reckless, intentional, or illegal conduct, or those involving minors. Waivers require a showing of being clearly, voluntarily, and explicitly made.

Acerca del autor
Matthew-Russell
Matthew Russell
Matthew Russell es socio fundador de Russell & Hill, PLLC, y ejerce la abogacía de lesiones personales 100%. Está admitido en el Colegio de Abogados de Washington (2001) y en el de Oregón (2014). Obtuvo su doctorado en Derecho en la Facultad de Derecho de la Universidad de Hamline y su licenciatura en la Universidad de Clemson. Matthew es miembro del Colegio de Abogados del Estado de Washington y del Colegio de Abogados del Estado de Oregón. Contáctenos en LinkedIn.

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