Bad Faith Insurance Lawyer

While we hope to never need the insurance we pay for, think of everything you own that requires you to have insurance:

• Vehicles
• Boats
• Motorcycles
• House
• Other property
• Renter’s insurance
• And more

We also know that most people have health insurance and life insurance. All of these are obtained just in case an accident occurs and we need help covering expenses. But what happens if an insurance company does not honor their end of an agreement and decides not to pay a fair amount? What if they do not offer to pay anything at all?

At Russell & Hill – Injury & Accident Attorneys, we know that there is nothing worse than facing the possibility of having to cover damages and medical expenses without insurance. If an insurance company has not honored an agreement, you need to seek legal assistance. When you need a Bellevue insurance bad faith attorney, we are here to help.

What Can Happen

Insurance companies have almost all of the power in the aftermath of an incident. At least they think they do. When something happens and people make claims, the insurance company gets back to them with an amount they will settle for. Often, this amount is far less than the real expenses that have occurred.

But what if they do not offer anything at all?

These companies are supposed to operate in good faith and uphold their end of the agreement. No, they do not have to like making payments, but they need to. If an insurance company fails to act reasonably during the claims process, you should consider seeking legal assistance. This is especially true if:

• You have a valid claim under the terms of your policy AND the insurer withholds benefits
• The reason for withholding the benefits was unreasonable.

Here in Washington, the state recognizes an independent common law cause of action for bad faith against an insurer. What this means is that “a policyholder must show the insurer’s breach of the insurance contract was unreasonable, frivolous, and unfounded.”

If an insurance company fails to treat the policy holder’s interests as their own or does not properly investigate a claim that is made, they should be found in breach of contract.

What Happens Now?

We know that the last thing you expected after an accident was to not have your insurance be there for you, especially if you have been making your payments. Part of the agreement is that they will cover damages and other costs, but there are times when insurance companies do not uphold their end of a bargain. This is unacceptable.

At Russell & Hill – Injury & Accident Attorneys, our knowledgeable and experienced Bellevue personal injury attorneys will work to secure the compensation you deserve, both for the original incident as well as pain and suffering damages caused by the insurance company’s lack of professionalism. They may be out for profit, but you are not going to be their victim. When you need a Bellevue insurance bad faith attorney, you can contact us for a free consultation by clicking here or calling 800-529-0842.