We need insurance for a variety of reasons and when you get insurance you should be able to expect payments when an accident happens. Whether you have insurance on yourself and family or on your car, boat, or house, you expect what you signed up for to work.
Unfortunately, that is not always what happens. Do you know what to do if an accident happens and the insurance you paid for is not going to help after all?
If an insurance company does not hold up their end of an agreement, you need to know where to turn. At Russell & Hill, PLLC, our qualified and experienced team is ready to step in and ensure that you get what you paid for. If you need a Renton bad faith insurance attorney, we are here for you.
Many people feel that they are at the mercy of insurance companies in the aftermath of an accident. Unfortunately, that is usually true. Insurance companies are profit-driven and this means that they will do their best to avoid making large pay-outs.
How is that fair when you have been making payments in the event that you may need their help one day? We are here to tell you that it is not fair and that insurance companies must operate in good faith.
If you find yourself in a situation where the insurance company is not acting in good faith, it may be necessary to file a lawsuit against them.
When this is necessary, we are looking for two elements:
Here in Washington, the state recognizes an independent common law cause of action for bad faith against an insurer. A policyholder (you), needs to show that the breach of contract made by the insurance company was “unreasonable, frivolous, and unfounded.”
Regardless of what you have insurance for, we know you get a policy to be ready for anything that can happen to yourself or your property. We need to be able to count on that insurance when we need it and we should not have to fight to get it.
Why pay for insurance if they are going to put up such a big fight and no make a payout in the end?
If you are being treated poorly by an insurance company or they have rejected a claim you made, you are probably wondering that right now. At Russell & Hill, PLLC, we want to help you hold the insurance company accountable when they act in a way that is unacceptable.
When you make insurance payments, you should be able to count on receiving compensation when something does happen. You should not have to fight for what was agreed upon. When you need a Renton bad faith insurance attorney, call us today.