What Type of Insurance Will Pay for Damages in a Hit-and-Run Case?

Posted on : September 17, 2019Posted By : Matthew Russell
Posted In : Car Accident

All car accidents are scary, and the aftermath can leave people stuck in the complex insurance world. However, hit-and-run accidents present even more challenges to those who have sustained damages or been injured. At Russell & Hill – Injury & Accident Attorneys, we understand how these cases work. Let us investigate what happened in your case so we can get to work securing the compensation you deserve. We understand how insurance companies work and will not let you be treated unfairly. Our Seattle car accident attorneys will get you through this.

Getting into a hit-and-run accident

Washington laws require a driver to stop their vehicle if they are involved in an accident which results in an injury or death. This applies to any driver involved in an accident, whether they are at fault or not. Fleeing the scene of a crash could lead to a person facing serious charges, including Class B or Class C felonies.

However, that does not necessarily help the person who is struck by a hit-and-run driver. Auto insurance policies have several types of coverages, some of which are required and some that are optional.

In Washington, the following minimum coverage requirements apply to all drivers:

  • $25,000 for injuries or death to another person in the crash
  • $50,000 for injuries or death to all people in the crash
  • $10,000 for damage to another person’s property

Your auto insurer must offer you uninsured and underinsured motorist coverage, but this type of coverage is optional. Uninsured and underinsured motorist coverage will be what is used to cover you in the event you are struck by a hit-and-run driver.

If you do not have this type of coverage, you will be forced to pay for your damages out of pocket.

If law enforcement does apprehend the hit-and-run driver and you discover they have insurance, you can file a claim with their provider. However, if they are uninsured (which could be why they fled the scene), you are out of luck if you do not have the right coverage.

You can file a personal injury lawsuit against an at-fault driver if they have been apprehended and do not have insurance. However, if they do not have insurance, it is unlikely they have the financial resources to cover your damages.

Let us advocate for you starting today

If you or a loved one has been injured in a hit-and-run accident, you need to seek legal assistance as soon as possible. At Russell & Hill – Injury & Accident Attorneys, we understand that you have damages and need to be compensated. Let us get to work investigating all avenues of damage recovery so you can pay for:

  • Your medical expenses related to the incident
  • Lost wages and benefits if you cannot work
  • Pain and suffering damages
  • Loss of personal enjoyment damages

We will ensure you are treated fairly by all parties involved, including your insurance carrier. If you need a Seattle car accident attorney, you can contact us for a free consultation by clicking here or calling 800-529-0842.

About the Author
Matthew-Russell
Matthew Russell
Matthew Russell is a founding partner at Russell & Hill, PLLC, and practices 100% personal injury law. He is admitted to the Washington bar (2001) and Oregon bar (2014). He earned his J.D. from Hamline University School of Law and his undergraduate degree from Clemson University. Matthew is a member of the Washington State Bar Association and Oregon State Bar Association. Connect with him on LinkedIn.

Frequently Asked Questions About Personal Injury Cases

Why Is My Lawyer Taking So Long to Settle My Case In Washington?
Who Pays Medical Bills After a Car Accident If You Weren’t at Fault?
What to Do After a Car Accident?
How much does it cost to hire an injury lawyer?
What should I do if the insurance company gives me a settlement?
Will my case go to trial?
Can You Sue Lyft for an Accident? Washington Legal Rights
How to File a Car Accident Report in Everett?
What should I do immediately after an injury?
How long do I have to file an injury claim?
How to Assess if Your Situation Qualifies for a Personal Injury Claim
What damages can I get in an injury case?
Lawyers

Settlements

$1.15M

Settlement


Auto Accident

$870K

Settlement


Auto Accident

$550K

Settlement


Auto Accident

$875K

Settlement


Wrongful Death

$300K

Settlement


Auto Accident

$210K

Settlement


Slip & Fall

$200K

Settlement


Auto Accident

$180K

Settlement


Slip & Fall

Get your FREE case evaluation today

If you would like more information or would like to talk to us about how we could help you.

We’re Ready to Help!

Have questions or need personalized legal assistance? Reach out to us at [email protected], and we’ll discuss how we can support you every step of the way.

Spokane

1212 North Washington St, Suite 132 Spokane, WA 99201

(800) 529-0842 Get Directions

Everett

3811-A Broadway Everett, WA 98201

(800) 529-0842 Get Directions

Vancouver

502 NE 72nd St Suite 208 Vancouver, WA 98665

(800) 529-0842 Get Directions

Marysville

9317 State Ave, Suite A-4 Marysville, WA 98270

(800) 529-0842 Get Directions

Spokane Valley

9212 E Montgomery Ave Suite 401-5, Spokane Valley, WA 99206

(800) 529-0842 Get Directions