Getting injured in a car accident can be a terrifying experience. After the immediate emergency of a car accident is over, you will have to start figuring out how to pay for the medical bills that will start coming in. If your car accident injuries are serious, the medical expenses can become tremendously expensive. At Russell & Hill, PLLC, we are ready to help you get through this. Our Spokane car accident attorneys will ensure you are taken care of throughout this process.
How will you pay the medical bills?
The prospect of having to pay for your incoming medical bills is intimidating after a car accident. Medical bills are not affordable for most Americans, so it is important to do everything you can to get your claim in the hands of a skilled attorney. You will not receive any small checks upfront in these cases. You probably will not see any money from the at-fault party until the insurance company offers a fair settlement, or you take your case to trial and win.
There are a few options for getting coverage in the meantime.
- Personal injury protection coverage (PIP)
All insurers are required to offer you PIP coverage when you buy your policy, but it is not required. If you purchased PIP protection, you can use it to cover your medical bills without your insurance premiums going up.
- Your health insurance
If you have personal insurance coverage, you may be able to pay for medical bills as they incur using the coverage. Check your insurance policy and make sure this is allowed. Some providers will not do this. They may challenge the claims and refuse to pay. If they do pay, you will still be on the line for deductibles and co-pays.
- A third-party lien
If you do not have PIP or health insurance coverage, you may be able to get the healthcare provider to provide payment until your accident case is resolved. They may require a letter of guarantee from you to ensure they will receive payment. Your attorney can help you work with medical providers in the aftermath of a car accident case.
We can help you get the compensation you deserve
For each of these methods of covering your medical bills, they will all want reimbursement when you do receive your settlement. From the beginning of a car accident case to the time you receive your final settlement, you can count on Russell & Hill, PLLC. Our qualified and experienced team is going to ensure you receive the coverage you deserve. This includes your initial medical bills as well as the following:
- Future medical expenses related to the crash
- Lost income if you cannot work while you recover
- Pain and suffering damages
- Loss of enjoyment of life damages
- Possible punitive damages against the negligent party